When most people think about living frugally they think they have to start taking cold showers, never eat at nice restaurants, and unplug EVERYTHING in their house.
As if being frugal is the end of life as you know it.
But that couldn’t be further from the truth!
You see, a frugal lifestyle begins with the appropriate mindset. And having the appropriate mindset about the way you spend money and manage your finances will help you afford anything you want!
Because you don’t have to cut out the things you love in your life to save money – you can easily SAVE MONEY in the areas you’re already spending!
Today, I want to share my favorite frugal living tips that offer practical lifestyle solutions that’ll stretch your budget!
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10 Best Frugal Living Tips That Save You More Money
1. Cut The Cable Cord
I know, I know. You just can’t live without cable, right? We couldn’t either. But have you checked out your cable bill lately?
Ours was costing us nearly $1,200 a year.
When we got rid of our cable we didn’t just cut the cord—we actually replaced it with Hulu Live TV!
With the new Hulu Live Tv streaming service, we get over 50 top Live entertainment, news, and sports channels (like ESPN, CNN, Disney, Food Network, and HGTV, and more!) PLUS unlimited access to Hulu’s entire streaming library for under $40 a month!
That’s still a lot less than what we were paying for cable —I mean, who can really watch 553 channels anyway?
And other than the extra money we’re saving, what I can really appreciate is the fact that we didn’t have to sacrifice our love for watching tv!
So cutting the cable cord doesn’t mean you have to completely cut TV out of your life! There are plenty of cable TV alternatives out there that will make your cord-cutting decision so much easier. (Trust me!)
2. Meal Plan And Eat Out Less Often
Our grocery bill used to be out of control. And what’s worse is we were spending almost $300 every month on takeout.
So I started meal planning as I way to lower our grocery bill, not realizing that it was also helping us to eat out less often—win-win!
The number one thing that helped me to cook more meals at home was $5 Meal Plan. Every week I’d get budget-friendly meal ideas sent directly to my inbox that was beyond easy for anyone to make!
Using the $5 Meal Plan helped us shave an extra $400 off our grocery bill, so I highly recommend you give it a try – it’s free for 14 days!
3. Buy Used As Much As Possible
There’s absolutely NOTHING wrong with buying stuff secondhand! In fact, I buy (and sell!) all of my kids’ clothes and toys from Once Upon A Child before I ever buy them anything brand new.
Other items you can buy used include refurbished electronics, video games, kids furniture, anything from thrift stores, designer shoes and handbags, home decor, appliances, and so much more!
I’m telling you, there’s no greater feeling than knowing you’re saving a few extra dollars on something that’s in like-new or barely-ever-used condition. It’s like hitting the jackpot—haha!
My favorite places to find good quality used stuff is on Craigslist (just be careful of scammers and never go to buy something alone), OfferUp App, thrift stores (great for finding stuff you need for your home), garage/yard sales, eBay, and local resale shops.
4. Cancel Your Gym Membership
So you joined Planet Fitness on January 1st (like the rest of the world) and haven’t been back since February 3rd, right? Then you should definitely cancel that gym membership.
Because there are so many other ways you can get in shape right in the comfort of your home! You can order exercise DVDs from Amazon (plus read their reviews!), subscribe to a cheaper workout program online like Daily Burn, or watch YouTube videos for FREE!
This way, if you happen to skip a few or more workouts, you’re wallet doesn’t have to suffer the consequences. 😉
5. Have An Emergency Fund
If you’re living paycheck to paycheck, like we were, then you probably can’t afford any surprise expenses to come up.
It was just last year that we had to replace our car’s battery. The total came to $238, and you know what I did? I put it on a credit card that had only $300 available credit remaining.
It was that same day I told myself we will never, not have an emergency fund again.
Because I’d always thought we couldn’t afford to save money. But the truth is, we couldn’t afford not to. So we started by putting away $5 each week into a bank account that’s there for when we need it.
6. Get A Lower Cost Phone Plan
I don’t know what took us so long to do this! For years, I thought Sprint had the cheapest cell phone plans out there. Yet, we were paying almost $200 a month for just two lines – crazy!
So I finally got fed up and decided to switch to MetroPCS. I had heard many great things about the company and their service since they use the T-Mobile Network.
Now we have unlimited everything and only pay $80 for two lines! And after using it for a few months, we haven’t experienced any service interruptions—even while taking a road trip!
Best of all, we were able to keep our iPhones and phone numbers!
So if you’re sick of your high cell phone bill, I recommend looking into lower cost cell phone plans like MetroPCS, Cricket Wireless, or StraightTalk Wireless.
7. Start Shopping At Dollar Tree
Did you know EVERYTHING at Dollar Tree is really $1?! You can find loads of stuff that’s actually worth buying to save money.
My favorite things to grab from my local Dollar Tree are items like toothpaste & toothbrushes, cleaning supplies, kitchen utensils and accessories, paper goods, party supplies, birthday cards, and craft supplies for my kids!
At Dollar Tree, you can also use manufacturer coupons. And if the coupon savings is for more than the item’s price, you’ll get it free! Inventory can vary from store to store, so if you can’t find what you’re looking for, you may have to do some shopping around.
8. Sell Your Stuff For Extra Money
This is easily one of my favorite frugal living tips to live by. Because it’s easy to stop buying this-or-that to save money, but selling your unwanted stuff is a great way to put extra money in your pocket, too!
Spend a weekend to sift through your garage, basement, and closets. Chances are you’ll probably find PLENTY of items lying around that you can sell on places like eBay, Craigslist, community Facebook groups, or local resale shops for cash!
Recently I went through my kids’ clothes and found a lot of stuff they couldn’t fit anymore, so I dropped it off to Once Upon A Child and they gave me $21 cash my kids stuff!
That’s an extra $21 in my pocket that I would not have had otherwise. It’s like they paid me to clean out my kids’ closets!
9. Learn To Do-It-Yourself
Yes, I’m that girl that will not pay for something that I can learn how to do myself. My latest DIY project was learning how to give my boys a haircut at home!
Because the cost of dragging them to a professional barber every two weeks adds up fast. We were spending more than $30 a month on haircuts for three boys—not even including my husband.
So thanks to a few YouTube videos and a little practice, I actually mastered this skill fast—and so can you!
You can learn how to do ANYTHING you want. From small home repairs and upgrades to manicuring your nails and feet at home, sewing and crocheting, or even brewing Starbucks in your kitchen!
The internet makes it super easy to learn how to complete a short task or pick up almost any new skill. My favorite place to find DIY ideas and simple how-to videos (because I’m a visual learner) is hands down on YouTube and Pinterest.
10. Use Cash Back Apps
Free websites like Ebates give you up to 40% cash back on your normal purchases at thousands of places online like Amazon, Macy’s, eBay, Target, Walmart, and more! It’s as easy as searching for your favorite store, Ebates will redirect you to begin shopping like you normally would, and then you’ll earn free cash back on your orders by check or Paypal!
Grab your free $10 gift card when you join Ebates today!
Another app I love to use is Ibotta! You get free cash money when you buy groceries (like milk, cereal, detergent, and more!) just for taking a photo of your receipt!
Here’s how Ibotta works:
- First, sign up to join Ibotta (it’s free!)
- Search for offers. These are items on your grocery list that you intend to buy.
- Go grocery shopping like you normally would. (Bonus tip: Don’t forget to clip any manufacturer coupons you might have because you can still use them!)
- Snap a picture of your receipt when you get home to redeem your FREE cash money! You can withdraw your earnings at any time once you’ve earned at least $20 via Paypal, check, or a gift card.
The Ibotta app is free to download on Android and IOS! Sign up to give Ibotta a try today and you’ll get a free $10 Welcome Bonus!
What frugal living tips and ideas do you live by?
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